In order to file a claim to receive payment from a life insurance policy, you will need two documents: a death certificate and a statement of claim. Additional information may be required by the life insurance company, depending on specific circumstances.
You will need the following information before filing a claim:
policy number and the face amount
full name and address of the deceased
occupation and date last worked of the deceased
deceased date and place of birth
date, place, and cause of death
name, age, address, and Social Security number of the claimant
Insurance companies will usually give claimants two options for receiving claim payments; a lump sum distribution or having the benefit paid over a period of time. You may need to seek the advice of a financial planner to determine the best option for your situation.
We are always available to assist you. Please ask our staff if you have questions regarding insurance.